Credit Report Issues

You may have credit report issues without you even knowing

In fact, 80% of all credit reports contain some error or mistake on them.
As a result, half of those errors and mistakes are enough to depress your credit score.

Are you one of the millions of Americans with a damaged credit report?

We can fix credit report issues at no out of pocket charge to you.

What causes errors or mistakes on credit reports?

Here are some mistakes that we have been seeing lately:

  • A monthly balance reporting on a closed or charged off account
  • We dispute the accuracy of an account and the debt collector or creditor does not flag it as “Disputed.”

  • We dispute the accuracy of a tradeline and the creditor reports it as “Dispute resolved”
  • We have seen a lot of times when a account is paid after charge off but continues to be reported as charged off instead of “paid after charge off.” This is a huge error to make on someone’s credit report.
  • We tell a debt collector that our client no longer disputes its collection item and the debt collector refuses to remove the dispute code. No mortgage lender is going to lend money if any item on the credit report is disputed.
What causes errors or mistakes on credit reports?

What can you do if your credit report is damaged by errors or mistakes?

We have been fixing credit reports for free since 2008. Under the Fair Credit Reporting Act, the defendants have to pay our fees and costs in any successful action.

If you want to check your credit report, you can get a free pull of your credit reports from all 3 major credit reporting agencies at This is the only government sanctioned website. Pull your reports and lets review them together.

Get your Free Credit Reports during the COVID Pandemic at annual  The Credit Bureaus are allowing you to pull your credit reports weekly instead of just once a year during this horrible time in our history.

Learn More About Free Credit Repair

If your credit report has been damaged by errors or mistakes, or if you are unsure how to read your credit reports, call us for a free, no obligation consultation. Call us at 216-358-0591 or email us at [email protected].

Monday – Friday
8:00am to 5:00pm
Saturday – Sunday
By Appointment

Call Today: 216-358-0591