Apr 30, 2022

Why credit repair companies can’t fix your credit reports

2022-04-30T00:11:03+00:00April 30th, 2022|Credit Repair, Credit Score|

Credit repair is a service that is desperately needed.  The credit bureaus report inaccurate information on 80% of credit reports.  Half of those inaccuracies depress peoples’ credit scores.  If you have a common name like “John Smith”, there is a good chance that someone else’s information is on your credit [...]

Jan 24, 2022

If you have ever filed for bankruptcy and Webbank is a creditor, your credit report may be illegally damaged by them.

2022-01-24T18:26:33+00:00January 24th, 2022|Bankruptcy, Credit Repair, Credit Score|

Last year and 2020 were not great years for Webbank for its customers who had filed for bankruptcy.  Numerous lawsuits had been filed against Webbank for improperly reporting a discharged debt or a settled debt as open and late. So who or what is “Webbank” Webbank is the bank that [...]

Feb 10, 2021

Will a Goodwill Letter Prevent Derogatory Marks on Your Credit Report?

2021-02-10T22:05:16+00:00February 10th, 2021|Credit Repairment, Credit Score|

Will a Goodwill Letter Prevent Derogatory Marks on Your Credit Report?   How to Remove Derogatory Marks to Keep a Good Credit Score In Ohio Suppose you finally looked up your free credit report after some time and notice some dings in your credit of which you weren’t aware. If [...]

Aug 23, 2017

Ohio Consumers should know that Debt Collectors Who Ask for the Wrong Amount may be in Violation of the Fair Debt Collection Practices Act

2021-11-19T02:35:05+00:00August 23rd, 2017|Credit Repairment, Credit Score, Debt Issues|

What Ohio Consumers can take Away from the CFPB’s Interpretation of the FDCPA and Abusive Debt Collectors   Ohio consumers may feel like they’re at a disadvantage when dealing with debt collectors, but they may have more leverage than they realize. The Fair Debt Collections Practices Act (FDCPA) is a [...]

Aug 21, 2017

Hope for Ohio Consumers Dealing with Abusive Debt Collectors

2021-11-19T02:37:56+00:00August 21st, 2017|Credit Repairment, Credit Score, Debt Issues|

Dishonest Debt Collectors also Target Ohio Consumers Ohio consumers dealing with abusive debt collectors are not alone in their frustration. Throughout the country, consumers are routinely threatened, lied to, and hounded by law-breaking debt collectors. Luckily, though, attorneys general and other leaders are cracking down on debt collectors that violate [...]

Aug 9, 2017

The Importance of Credit Repair after Bankruptcy in Ohio

2021-11-19T02:39:48+00:00August 9th, 2017|Bankruptcy, Credit Repairment, Credit Score, Debt Issues|

The Importance of Credit Repair after Bankruptcy in Ohio According to a recent report, bankruptcies in Ohio are on the rise. This is notable because, in the past seven years, the number of bankruptcy cases filed in Ohio has declined. Experts blame long term, high-interest rate auto loans and medical [...]

Aug 3, 2017

Should Ohio Consumers Rely on Free Credit Scores all the Time?

2021-11-19T02:40:29+00:00August 3rd, 2017|Credit Repairment, Credit Score|

Should Ohio Consumers Rely on Free Credit Scores all the Time? Several years ago, there was no such thing as a free credit score. In order to view their credit scores, Ohio consumers had to pay a fee – each and every time. Now, there are dozens of websites offering [...]

Jul 27, 2017

Ohio Consumers Looking to get Better Interest Rates on Loans and Cheaper Car Insurance should Check their Credit Reports for Errors

2021-11-19T02:38:41+00:00July 27th, 2017|Credit Repairment, Credit Score|

Results from the FTC Study Show that Ohio Consumers should be Concerned about Errors on their Credit Reports Information contained in your credit reports is reflected in your credit score. Ohio consumers with lower credit scores typically pay higher interest rates and more for insurance coverage. For this reason, the [...]

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