Shopping for credit repair services in Ohio can be tricky. The industry is rife with thieves, charlatans, and con artists. Yet, there are also some very legitimate players as well. So how can you tell a legit credit repair company from a non-legit one? Follow these rules, and you will [...]
With so many lawsuits being filed by the Federal Trade Commission and the Consumer Financial Protection Bureau against credit repair companies, it truly makes one wonder if, indeed, credit repair companies are legit? The short answer is, yes, but very few of them are. The latest credit repair companies to [...]
At The Law Offices of Gary D. Nitzkin, P.C. we often get asked whether “credit repair companies work” in Ohio. It’s a complicated question depending on who is doing the credit repair and what things you expect to be removed from your credit report. Let's dig in. For Credit Repair [...]
Credit repair companies in Ohio come in two flavors; those who play by the rules and those who don’t. It’s hard to tell the difference these days, even in the age of Google since reviews can now be purchased from strangers who have had no experience with the company they [...]
Like anything else, you can repair your own credit report, if you know how. As an attorney, I can tell you that after years of credit repair litigation that credit repair is not a good DIY project. While I am happy to share some of the principles that you die-hard [...]
A good credit repair company can help you boost your credit score, especially when it's being held down by inaccurately reporting negative information. Most credit reports have inaccurately reported negative information on them. Under the law, it's your job to stay to review and keep your credit report clean. Unfortunately, [...]
Credit repair is a service that is desperately needed. The credit bureaus report inaccurate information on 80% of credit reports. Half of those inaccuracies depress peoples’ credit scores. If you have a common name like “John Smith”, there is a good chance that someone else’s information is on your credit [...]
Many people, unfortunately, get in over their heads in debt. When that happens, the creditor often agrees to settle the debt for less. Lately, we have been seeing several lawsuits against creditors who continue to report debts that they have settled with consumers as still open and late. This hurts [...]
If you have ever filed for bankruptcy and Webbank is a creditor, your credit report may be illegally damaged by them.
Last year and 2020 were not great years for Webbank for its customers who had filed for bankruptcy. Numerous lawsuits had been filed against Webbank for improperly reporting a discharged debt or a settled debt as open and late. So who or what is “Webbank” Webbank is the bank that [...]
Stop throwing your money away on credit repair. Here is how you can get it from a law firm for free.
Paying for credit repair today is like paying internet service at a coffee shop. There is no need to pay for it any longer. Our law firm will draft up to 3 dispute letters for you, for free. There are 3 credit bureaus and we will dispute anything on your [...]