Credit repair is a service that is desperately needed. The credit bureaus report inaccurate information on 80% of credit reports. Half of those inaccuracies depress peoples’ credit scores. If you have a common name like “John Smith”, there is a good chance that someone else’s information is on your credit [...]
Many people, unfortunately, get in over their heads in debt. When that happens, the creditor often agrees to settle the debt for less. Lately, we have been seeing several lawsuits against creditors who continue to report debts that they have settled with consumers as still open and late. This hurts [...]
If you have ever filed for bankruptcy and Webbank is a creditor, your credit report may be illegally damaged by them.
Last year and 2020 were not great years for Webbank for its customers who had filed for bankruptcy. Numerous lawsuits had been filed against Webbank for improperly reporting a discharged debt or a settled debt as open and late. So who or what is “Webbank” Webbank is the bank that [...]
Stop throwing your money away on credit repair. Here is how you can get it from a law firm for free.
Paying for credit repair today is like paying internet service at a coffee shop. There is no need to pay for it any longer. Our law firm will draft up to 3 dispute letters for you, for free. There are 3 credit bureaus and we will dispute anything on your [...]
Will a Goodwill Letter Prevent Derogatory Marks on Your Credit Report? How to Remove Derogatory Marks to Keep a Good Credit Score In Ohio Suppose you finally looked up your free credit report after some time and notice some dings in your credit of which you weren’t aware. If [...]
Ohio Consumers should know that Debt Collectors Who Ask for the Wrong Amount may be in Violation of the Fair Debt Collection Practices Act
What Ohio Consumers can take Away from the CFPB’s Interpretation of the FDCPA and Abusive Debt Collectors Ohio consumers may feel like they’re at a disadvantage when dealing with debt collectors, but they may have more leverage than they realize. The Fair Debt Collections Practices Act (FDCPA) is a [...]
Dishonest Debt Collectors also Target Ohio Consumers Ohio consumers dealing with abusive debt collectors are not alone in their frustration. Throughout the country, consumers are routinely threatened, lied to, and hounded by law-breaking debt collectors. Luckily, though, attorneys general and other leaders are cracking down on debt collectors that violate [...]
The Importance of Credit Repair after Bankruptcy in Ohio According to a recent report, bankruptcies in Ohio are on the rise. This is notable because, in the past seven years, the number of bankruptcy cases filed in Ohio has declined. Experts blame long term, high-interest rate auto loans and medical [...]
Should Ohio Consumers Rely on Free Credit Scores all the Time? Several years ago, there was no such thing as a free credit score. In order to view their credit scores, Ohio consumers had to pay a fee – each and every time. Now, there are dozens of websites offering [...]
Ohio Consumers Looking to get Better Interest Rates on Loans and Cheaper Car Insurance should Check their Credit Reports for Errors
Results from the FTC Study Show that Ohio Consumers should be Concerned about Errors on their Credit Reports Information contained in your credit reports is reflected in your credit score. Ohio consumers with lower credit scores typically pay higher interest rates and more for insurance coverage. For this reason, the [...]