Are you a student at Ohio State University, the University of Cincinnati, Sinclair Community College, or one of the other excellent schools in the Buckeye State? If so, there’s a good chance that you’ve over-drafted your checking account or been late with a credit card bill at least once. That [...]
Overall, Ohio credit scores are better than they’ve been in a long time. Nationwide, the average credit score is about 700. This is ten points higher than it was in 2006 (before the Recession). In the Buckeye state, jobs are opening up, and more consumers are paying their bills on [...]
New credit reporting rules have started to take effect. Because of these changes, about one in five Ohio consumers should see their credit scores jump by fall of 2017. This means that if you’ve never checked your credit score or credit reports, now is a good time to start. To [...]
When it was announced that the Internal Revenue Service (IRS) hired third-party debt collectors to pursue unpaid tax debt, consumer advocates raised concerns. Chief among these concerns was fear for consumer security. Previously, it was more difficult for fraudsters masquerading as IRS collection agents to scam consumers. They didn’t use [...]
If you’re working on credit repair in Ohio, your credit card can serve as a valuable tool. This may seem strange if overusing a credit card was what led to the downfall of your credit score. However, you have to use credit in order to build or rebuild good credit. [...]
Latest Debt Collection Tactics Ohio Consumers Should Know Most debt collectors aren’t huge fans of the Telephone Consumer Protection Act ("TCPA") This statute prevents them from using auto-dial to make calls to consumer cell phones without express consent. Now, however, debt collection agencies have found a way to get around [...]
