Law Offices of Gary D. Nitzkin, P.C.

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    Jul 20, 2017

    How Ohio College Students can Avoid Ruining their Credit Scores before and after Graduation

    2020-03-09T04:36:18+00:00July 20th, 2017|Credit Repairment, Credit Score, Identity Theft & Scams|

    Are you a student at Ohio State University, the University of Cincinnati, Sinclair Community College, or one of the other excellent schools in the Buckeye State? If so, there’s a good chance that you’ve over-drafted your checking account or been late with a credit card bill at least once. That [...]

    Jul 14, 2017

    Why NOW is a Good Time for Ohio Consumers to get Familiar with their Credit Scores

    2020-03-09T04:20:53+00:00July 14th, 2017|Credit Repairment, Credit Score|

    Overall, Ohio credit scores are better than they’ve been in a long time. Nationwide, the average credit score is about 700. This is ten points higher than it was in 2006 (before the Recession). In the Buckeye state, jobs are opening up, and more consumers are paying their bills on [...]

    Jul 7, 2017

    How Ohio Consumers can Take Advantage of New Credit Reporting Rules

    2020-03-09T04:37:26+00:00July 7th, 2017|Credit Repairment, Credit Score|

    New credit reporting rules have started to take effect. Because of these changes, about one in five Ohio consumers should see their credit scores jump by fall of 2017. This means that if you’ve never checked your credit score or credit reports, now is a good time to start. To [...]

    Jun 30, 2017

    Why Ohio Consumers should be Concerned about IRS Debt Collectors

    2021-02-10T17:37:03+00:00June 30th, 2017|Credit Repairment|

    When it was announced that the Internal Revenue Service (IRS) hired third-party debt collectors to pursue unpaid tax debt, consumer advocates raised concerns. Chief among these concerns was fear for consumer security. Previously, it was more difficult for fraudsters masquerading as IRS collection agents to scam consumers. They didn’t use [...]

    Jun 23, 2017

    Five Things that Ohio Consumers can Buy with a Credit Card to Help with Credit Repair

    2020-03-09T04:42:00+00:00June 23rd, 2017|Credit Repairment, Credit Score|

    If you’re working on credit repair in Ohio, your credit card can serve as a valuable tool. This may seem strange if overusing a credit card was what led to the downfall of your credit score. However, you have to use credit in order to build or rebuild good credit. [...]

    Jun 16, 2017

    Latest Debt Collection Tactics Ohio Consumers Should Know

    2020-03-09T04:43:44+00:00June 16th, 2017|Credit Repairment, Credit Score|

    Latest Debt Collection Tactics Ohio Consumers Should Know Most debt collectors aren’t huge fans of the Telephone Consumer Protection Act ("TCPA") This statute prevents them from using auto-dial to make calls to consumer cell phones without express consent. Now, however, debt collection agencies have found a way to get around [...]

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